Estimated credit scorei Tells us which programs are realistic — an estimate is fine, and nothing here pulls your credit. Above 680 600 – 680 Below 600
Every credit profile has options here — your best guess aims the read.
Time in businessi Time in business gates which programs are open to you — some of the best-priced ones want two years. Startup (under 6 months) 6 months – 2 years More than 2 years
Profitable on your past two tax returns?i Profitability on your returns opens the best-priced bank and SBA programs. optional Yes — both years One of the two No
Monthly revenuei Average monthly revenue dictates which funders are interested in your deal. Less than $15,000 $15,000 – $50,000 $50,000+
Best guess is fine.
Revenue trendi A rising trend strengthens the file — a dip doesn't disqualify you, it just shapes which options fit. optional Increasing Decreasing
When do you need the funding?i Your window shapes which programs make sense — fast money and patient money are different tools. optional This week Within a month 1–3 months Just exploring
Business location — own or rent?i Some funders read owning your space as stability — renting is completely normal and doesn't disqualify you. optional Own Rent
Your home — own or rent?i Some funders read homeownership as stability — renting doesn't disqualify you. optional Own Rent